Issuer: Discover Financial Services
APR (Annual Percentage Rate)for Purchases: 0 % until last day of billing period ending during December 2009 then standard APR would be applied that is 14.99 % variable
APR (Annual Percentage Rate) for others: 23.99 % variable
Grace period for repayments for balances for purchases: 25 Days
5 % to 20 % cash back bonus at top online retailers
Annual Fee: None
Online Account Access
Online Bill Payment
FAQ'sQuestion) How Discover Card works; I have seen some reviews on website that says Discover student Card is fraud?
Answer) You should read the fine print when you apply to any credit card offer.
Question) Are you satisfied with the customer care service of Discover Card?
Answer) If one is facing any complaints than the person can dial the customer care number and can have a word directly with the customer care representative or can log in to their respective account online or can visit their website that is www.discovercard.com
Question) Can Bills be paid online through this Discover Card? If yes how?
Answer) Yes, Bills can be paid online through this card. To know the procedure one must read the terms and conditions properly.
Question) Using a Discover Card can help in increasing credit ranking?
Answer) In general view one can increase its credit ranking by applying for secured cards and paying back the payments on time fully ,to go for Discover Card one needs to check and view the terms and condition before buying it.
Question) Can cancellation of student credit card can hamper the credit ranking?
Answer) One should always remember to repay balances on credit cards and then cancel the card, in this way it will not hamper the credit score.
Question) What would you need to have for applying this Discover Card?
Answer) One needs to have social security number (SSN), a valid address, age minimum of 18 years and for more details one can check the fine prints of the card