Issuer: CITI Card
Type: Master Card
APR (Annual Percentage Rate)0% on balance transfers and purchases for up to 12 months, based on credit history and application
APR (after introductory offer) 10.99 % variable
Annual Fee: none
Free online account management
FAQ'sQuestion) Using a CITI Bank Card can help in increasing credit ranking?
Answer) In general view one can increase its credit ranking by applying for secured cards and paying back the payments on time fully ,to go for the CITI Master Card one needs to check and view the terms and condition before buying it.
Question) Are you satisfied with the customer care service of CITI Master Card?
Answer) If one is facing any complaints than the person can dial the customer care number and can have a word directly with the customer care representative or can log in to their respective account online or can visit their website
Question) How CITI Card works; I have seen some reviews on website that says CITI Credit Card is fraud?
Answer) You should read the fine print when you apply to any credit card offer.
Question) what would you need to have for applying this CITI card?
Answer ) One needs to have social security number, a valid address, age minimum of 18 years and for more details one can check the fine prints of the card.
Question) Does student credit work on same basis as regular credit card? Is there any difference?
Answer) There is not much difference in a student credit card and a regular credit, both works on same basis. The only difference is one easily qualify for student card, and sometimes the rate of interest charged is higher than the regular card and the credit limit is low as compared to normal credit card.
Question) Can cancellation of student credit card can hamper the credit ranking?
Answer) One should always remember to repay balances on credit cards and then cancel the card, in this way it will not hamper the credit score.