Banks provides special offers for students; they are credit cards only for students. Normally student credit cards are issued only for students who are 18 years of age. These types of cards are beneficial for students who are facing money problems.
Student credit card helps the students to build their credit score. The student can even earn reward points which can be used at places where students shop.There are certain banks and financial services which charge low interest, sometimes they dont even charge APR(annual percentage rate), give rewards and cash back facility.Students credit cards can be beneficial if students use these credit cards in proper manner,and can start building their credit at an early stage
These credit cards are similar to normal credit cards and work on the same basis as a regular credit card works.
The list of student credit cards are:
CITI Platinum Select Master Card:It is a type of student credit card , which has no annual fee, and provide free acount management.
CITI Premier Elite Level Credit Card:It is a type of student credit card which provides the facility of being accessible through online.
CITI MTV U Platinum Visa Card:It is a type of student credit card which does not cahrge any annual fee,and it is online accessible.
CITI Forward Card For College students:It is a type of student credit card, which doesnot have any annual fee.
Discover Student Card:It is a type of student credit card,which offers unlimited cash rewards.
Capital One Classic Platinum Card:It is a type of student credit card, one has the facility to redesign the card according to one's taste.
Discover Tropical Beach Card issued by Discover financial Services:It is a type of student credit card which provide unlimited cash rewards, cash back bonus upto 20 % when shop online.
Discover Student Monogram Card:It is a type of student credit card, it provides upto 20 %of cash back facility if shop online,and it is online accessible.
Discover Student Clear Card:It is a type of student credit card which has no annual fees and is online accessible.
Discover Open Road Card by Discover Financial Services:It is a type of student credit card which is online accessible,no annual fee is charged and bills can be paid online.
Vanquis Visa Credit Card:It is issued by Vanquis Bank which charges no annual fee and provides 56 days of interest free period for purchases and is a type of student credit card.
Nat West Student Credit Card:It is a type of student credit card which charges no annual fee and provides the apr on purchases at 18.9 %
Llyods TSB Student Credit Card:It is issued by Lloyds TSB and charges no annual fee.
Sav Credit Ltd Aqua Card:It is issued by Halifax Bank of Scotland and charges no annual fee.
Halifax Student Master Card:It is a type of student credit card which charges no annual fee and provides 59 days of interest free on purchases.
Chase Freedom Credit Card:It provides 0% APR on purchases up to 12 months and there is no annual fee also.
MTV Visa Card From Capital One:It has no annual fee and provides 5points on spending 1 $ on entertainment.
RBS Student Master Card:It charges APR at 18.9 %annually and is issued by Royal Bank of Scotland.
Common Wealth Bank Low Fee Card:It charges no annual fee for common wealth customer who spend 1000 $ per year with Common Wealth Bank low fee card but annual fee for non Common Wealth Bank customer is 24 $
Common Wealth Gold Credit Card:It is issued by Common wealth Bank and provides interest free period up to 55 days for purchases
Virgin Credit Card:It is issued by Virgin Money,it offers free travel accident insuranceand free purchase protection insurance.
St George Vertigo Master Card:It is online accessible and provides up to 55 days of interst free for purchases.