Issuer: First Premium Bank
Type: Master credit card
APR ( Annual Percentage Rate) for purchases: 9.9%
APR ( Annual Percentage Rate) for others: 19.9%
Set up Fee: 29$
Program Fee: 95$
Annual Fee: 48$ ( monthly servicing fee of 84$ will be billed at 7$ per month.)
Grace Period for Repayment: 25 Days
Reports to all major credit bureaus
Instant Application Responses
FAQ'sQes) How the credit limit is decided for this type of card?
Ans) To determine the credit limit the bank checks the credit history by verifying with major credit bureaus. The initial credit limit which is offered is 250$, and annual fee, set up fee, program fee, monthly servicing fee will be charged in the first statement and will reduce the available credit until they are paid.
Qes) Can credit limit be increased?
Ans) It is to be believed that the First Premier Bank reviews one's credit account occasionally ( six months) and if they found everything well in place they increase the credit line. For more details visit their website or call the customer care centre for more help.
Qes) What would you need to have for applying this card? Ans ) One needs to have social security number, a valid address, age minimum of 18 years and for more details one can check the fine prints of the card.
Qes) Are you satisfied with the customer care service of Pledge Master Card?
Ans) One can have a word with the agents of customer care if he has any type of complaints or doubts by dialling the toll free number,or one can log in to the respective account online, for more enquiries one can visit their website.
Qes) Does a secured card from First Premier Bank can be changed to unsecure cards ?
Ans) Yes a secure card can be c hanged to unsecure card, it totally depends upon the payment style of the card holder.