Issuer: Public Saving Bank
Type: Visa Card
APR (Annual Percentage Rate) on Purchases: 0% for first 6 billing periods and then 7.99 % (which is variable)
APR (Annual Percentage Rate) on others: 19.9 % which can reach maximum of 23.99% (which is variable)
Grace period for repayment: 25 days
No Annual Fee
Guaranteed Approval of the applications
Application Fee: 79 $ (one time) non refundable
Reports to major credit bureaus
FAQ'sQuestion) Is Public Saving Bank Classic credit card a scam; I have seen reviews on website that Public Saving Bank Card is a fraud? Is it true?
Answer) To know whether Public Saving Bank Classic credit card is a scam or not one should read the fine print while you apply to any credit card offer. One should not go by the other reviews, read the terms and conditions properly and then go for opting a credit card.
Question) what would you need to have for applying this card?
Answer ) One needs to have social security number (SSN), a valid address, age minimum of 18 years and for more details one can check the fine prints of the card.
Question) Are you satisfied with the customer care service of Public Saving Bank Card?
Answer) If one is facing any sort of complaint or want to clarify any doubts one can dial the customer care number and can talk to the customer care executive or can log on to their website.
Question) Can credit limit be increased?
Answer) It is to be believed that the Public Saving Bank reviews one's credit account occasionally ( six months) and if they found everything well in place they increase the credit line. For more details visit their website or call the customer care centre for more help.
Question) Does a secured card from Public Saving Bank can be changed to unsecure cards?
Answer Yes a secure card can be c hanged to unsecure card, it totally depends upon the payment style of the card holder.