Issuer: First Premier Bank
Type: Master Card
APR (Annual Percentage Rate On Purchases:9.9%
APR (Annual Percentage Rate) on others: 19.9 %
Set up Fee: 29 $ (one time)
Program Fee: 95 $ (one time)
Annual Fee: 48 $
Monthly Servicing Fee: 84 $ annually which is build at 7 $ per month
Grace period for repayment of balances for purchases: 25 days
Reports to all major credit bureaus
Guaranteed approval
FAQ'sQuestion) Does credit limit increase automatically in First Premier Bank?
Answer) It is to be believed that the First Premier Bank reviews one's credit account occasionally ( six months) and if they found everything well in place they increase the credit line. For more details visit their website or call the customer care centre for more help.
Question) If the bank approves my application form, then when will I get my new card?
Answer) Bank normally takes 7-14 days, one can check out the fine prints of the card.
Question) What would you need to have for applying this First Premier Bank Card?
Answer ) One needs to have social security number (SSN), a valid address, age minimum of 18 years and for more details one can check the fine prints of the card.
Question) Are you satisfied with the customer care service of First Premier Bank?
Answer) If one is facing any complaints than the person can dial the toll free number and can have a word directly with the customer care representative or can log in to their respective account online or can visit their website.
Question) How the credit limit is decided for First Premier Bank Credit Card?
Answer) To determine the credit limit the bank checks the credit history by verifying with major credit bureaus. The initial credit limit which is offered is 250$, and annual fee, set up fee, program fee, monthly servicing fee will be charged in the first statement and will reduce the available credit until they are paid.
Question) Is First Premier Bank credit card a scam; I have seen reviews on website that First Premium Card is a fraud? Is it true?
Answer) To know whether First Premier Bank credit card is a scam or not one should read the fine print while you apply to any credit card offer. One should not go by the other reviews, read the terms and conditions properly and then go for opting a credit card.