Special Features and Pricing
Annual Interest rate applicable on Purchases is 11.85%FAQ's
Who is eligible to apply for a My Card Silver Master card?
A person who is an Australian Resident and can provide his SSN (Social Security number), an id proof and an address proof can apply for My Card Silver credit card. For full information on the documents required one should call customer care at 1300 365 7 24 or can read the fine prints of the card carefully.
At which outlets one can use My Card Silver Card?
One can use My Card Silver card at millions of locations around the world where Master Card Acceptance is displayed.
Can the Credit limit be increased if one is not satisfied with the current limit allotted to him?
Bank is the only authorised person who can allot a credit limit to a card applicant and bank does the evaluation of one's credit account occasionally and if the payment method of the card holder is appropriate bank will automatically increase the credit limit, (one should pay his balances of purchases in full and on time to maintain ones card payment pattern). And if the person is not satisfied with the current credit limit offered by the bank, one can make a request for an increase in the credit limit. For full information on credit limit one can call the customer care at 1300 365 7 24 or visit the website that is www.hccu.com.au .
On using a My Card Silver Credit Card can help in increasing credit ranking?
If a person is paying back the balances of purchases well on time than in this way one increases the chance of building ones credit rank.
How do I report a lost or stolen My Card Silver Master Credit Card?
As soon as you discover that your card is lost or stolen, you should call customer care centre at once at 1300 365 7 24 so that the necessary steps can be taken immediately.